How EzLedgers Works

Track expenses without connecting your bank account. Copy & paste transactions, get AI-powered insights, and maintain complete financial privacy.

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Three Simple Steps to Financial Clarity

Get started in minutes, not hours. No bank connections, no complicated setup.

1. Copy & Paste Your Transactions

Download statements from your bank's website and upload them to EzLedgers. Copy transactions directly from your bank - no files needed. Skip sensitive headers.

Upload bank statements interface

2. AI Categorizes Automatically

Our AI analyzes your transactions and suggests categories. Review and approve with one click, and it learns your preferences over time.

AI categorization interface

3. Get Actionable Insights

View spending patterns, detect recurring expenses, and get financial insights through beautiful charts and reports.

Financial insights dashboard

Why Choose EzLedgers?

Built for privacy-conscious individuals who want powerful financial insights without compromising security.

Privacy First

No bank connections required. Your login credentials stay with you, and your data is encrypted at rest.

AI-Powered

Smart categorization that learns from your habits. Achieve 95%+ accuracy with minimal manual work.

Pattern Recognition

Automatically detect recurring expenses, spending trends, and unusual transactions.

Multi-Format Support

Copy & paste transactions or upload CSV/Excel files from any bank. Our parser handles them all seamlessly.

Real-Time Insights

Get instant analysis of your spending patterns, budget adherence, and financial health.

Export Ready

Generate insightful reports, export to spreadsheets, or create custom financial summaries.

Your Data, Your Control

Unlike traditional expense trackers that require bank connections, EzLedgers keeps your financial data completely under your control.

No Bank Connections

Your bank login credentials never leave your possession.

Encrypted Storage

All data is encrypted at rest using industry-standard encryption.

Delete Anytime

Export your data and delete your account whenever you want.

GDPR Compliant

Full compliance with privacy regulations worldwide.

Compare the Difference

Bank Connection Required
EzLedgers ✕ Others ✓
Full Data Control
EzLedgers ✓ Others ✕
AI Categorization
EzLedgers ✓ Others ~
Works Offline
EzLedgers ✓ Others ✕

Frequently Asked Questions

Everything you need to know about using EzLedgers

How does EzLedgers work without connecting to my bank?

EzLedgers works by letting you copy & paste transactions directly from your bank's website. Simply copy the transaction table (skipping sensitive headers) and paste into EzLedgers. You can also upload CSV or Excel files if you prefer. Our AI then categorizes your transactions automatically.

What file formats are supported?

Copy & paste is our recommended method - it works with any bank. Simply copy transactions from your bank's website. We also support CSV and Excel (XLS, XLSX) file uploads. Our intelligent parser handles different formats automatically.

How accurate is the AI categorization?

Our AI achieves 95%+ accuracy for most users after the initial learning period. The more you use it, the better it gets at understanding your spending patterns and preferences.

Is my financial data secure?

Yes, absolutely. Your data is encrypted at rest and in transit. Since we don't connect to your bank account, your login credentials are never at risk. You can export and delete your data at any time.

Can I export my data for tax purposes?

Yes! EzLedgers provides comprehensive export options including categorized expense reports, tax summaries, and CSV exports that work with popular personal finance tools.

Ready to Take Control of Your Finances?

Join thousands of users who've chosen privacy and control over convenience.

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