Terms and Conditions

Effective Date: August 20, 2025

1. About EzLedgers

EzLedgers is a service provided by True Factor Applications and Technology Solutions Pvt. Ltd, a company incorporated under the laws of India ("Company", "we", "us", or "our").

2. Acceptance of Terms

By accessing and using EzLedgers ("the Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Service.

3. Description of Service

EzLedgers is a financial management tool that allows users to upload bank statements, categorize transactions, and generate financial reports. The Service is designed to help individuals and small businesses organize their financial data.

4. User Accounts

To use certain features of the Service, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and current information
  • Notifying us immediately of any unauthorized use

5. Subscription and Payment

EzLedgers offers both free and premium subscription plans:

  • Free accounts include basic features with limitations
  • Premium subscriptions are billed monthly at $4.99 USD
  • New users receive a 90-day free trial of premium features
  • Subscriptions automatically renew unless cancelled
  • Cancellations take effect at the end of the current billing period

6. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy. Key points:

  • We do not connect directly to your bank accounts
  • Financial data is uploaded manually by you
  • We use security measures to protect your data
  • We do not sell or share your financial data with third parties

7. Acceptable Use

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Upload malicious code or interfere with the Service
  • Attempt to gain unauthorized access to any part of the Service
  • Use the Service to harass, abuse, or harm others
  • Violate any applicable laws or regulations

8. Intellectual Property

The Service and its original content, features, and functionality are owned by True Factor Applications and Technology Solutions Pvt. Ltd and are protected by international copyright, trademark, and other intellectual property laws.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TRUE FACTOR APPLICATIONS AND TECHNOLOGY SOLUTIONS PVT. LTD SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, OR GOODWILL.

11. Termination

We reserve the right to terminate or suspend your account at any time, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease.

12. Changes to Terms

We may modify these Terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts in Kerala, India.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Email: hello@ezledgers.com
Website: https://ezledgers.com